The Internal Capital and Risk Assessment (ICARA) framework sits at the heart of the Investment Firms Regulation (IFR), requiring firms to demonstrate a clear understanding of their risks, financial resilience and ability to operate safely under both normal and stressed conditions. A well-structured ICARA is more than a regulatory obligation — it is a forward-looking blueprint for organisational stability, governance maturity and supervisory confidence.
We support investment firms in meeting these expectations by building ICARA processes that are practical, embedded, and fully aligned with the firm’s business model.
We help convert the ICARA into an operational framework by integrating responsibilities, governance arrangements, monitoring routines, and early warning indicators into the firm’s day-to-day risk management and decision-making processes.
We design forward-looking stress scenarios that assess your resilience under severe but plausible conditions, capturing market, liquidity, operational, business, and idiosyncratic risks. These scenarios drive meaningful capital planning and inform the Capital and Liquidity Threshold Requirement assessment.
We assess all material harms and risks relevant to your business, quantify their impact, and support the determination of the financial and non-financial resources required to remain resilient. This includes identifying vulnerabilities, evaluating potential harms to clients and the firm, and calibrating financial resources accordingly.
We incorporate a credible, actionable wind-down analysis into your ICARA, demonstrating that the firm can exit the market in an orderly and cost-effective manner while safeguarding clients and maintaining financial stability.
We help structure the oversight mechanisms, governance arrangements, Board involvement, documentation standards and review cycles that ensure the ICARA remains a living, continuously updated process.
Our team of experts helps financial entities identify, assess, manage, report and mitigate the many risks they face.
We have a complete understanding of our clients’ risk management framework, capital planning and reporting obligations.
Our subject matter experts bring together a wealth of backgrounds, skills and expertise from the financial industry, legal sector and regulatory bodies.
Managing Director, Global Risk Management and Prudential
Managing Director - Risk Management and Prudential
With over 25 years of experience in the financial services industry, Complyport offers unparalleled expertise in regulatory compliance, ensuring your firm stays ahead of evolving regulations.
From AML audits to risk management and regulatory reporting, Complyport provides a full spectrum of compliance services, allowing you to streamline your compliance processes and focus on your core business activities.
We provide bespoke compliance solutions that are specifically designed to meet the unique needs of your business, ensuring that all regulatory requirements are met efficiently and effectively.
We provide bespoke compliance solutions that are specifically designed to meet the unique needs of your business, ensuring that all regulatory requirements are met efficiently and effectively.
Our team of seasoned professionals, including former regulators and industry experts, leads all engagements, offering deep insights and practical advice to help you manage compliance risks effectively.
Leveraging cutting-edge fintech, regtech, and AI tools, Complyport enhances your compliance processes with advanced technology, ensuring accuracy, efficiency, and real-time regulatory updates. Our innovative solutions empower your firm to stay compliant while maximising operational efficiency.
Providing Compliance
Excellence
Successful FCA, EU and UAE
Authorisations
Active Firms Receiving
Regulatory Support
FCA/PRA Skilled
Person
&
Consultancy Panel
